When it comes to super, it’s not what you earn — it’s what you keep.
Many super funds promote their headline returns — 8%, 9%, even 10% in a strong year. But those numbers are gross returns: the raw investment performance before anything is deducted. What really matters is your net return — the amount left after all fees, costs, taxes, and insurance premiums.
For example:
- A Balanced option might deliver a 9.5% gross return.
- After admin fees, investment costs, and insurance, your net return might be closer to 7.8%.
That 1–2% difference may not sound like much, but over decades it can mean hundreds of thousands of dollars less in retirement savings.
At Intech Wealth, we believe in complete transparency. That’s why when we report performance to our clients, we show returns net of all fees. No glossy marketing numbers, no hidden costs — just the real figure that reflects what’s actually working for you.
👉 Don’t be distracted by headline numbers. Focus on what stays in your account. At Intech, that’s the return we measure, and that’s the return that builds your retirement.
